Wednesday, May 15, 2013

Australian Economy Upside Down

Australian dollar seems to be tumbling down. The whole hoo-hah started two weeks ago.

According to "The Australian", "the Treasurer has consistently put the blame on the "stubbornly high" Australian dollar for the series of revenue writedowns that have turned his projected $1 billion surplus this financial year into what could be a series of sizeable deficits"

According to new.com.au, on the other hand, "The Australian dollar opened below 99 US cents today, for the first time in 11 months. It has stayed at those lower levels, following Treasurer Wayne Swan's unveiling of an $18 billion deficit for 2013/14, with a return to surplus not expected until at least 2015/16." 


Bank rates are decreasing, thus, money seems to be an issue. Anxious, worried, afraid. Yet, this seems to be good news for the property market. Rates are cheaper. The cheaper it is, the easier it is to pay your mortgages. Oh what a joy. But what about those who are working to survive? 

One tip ... try to save as much money as you can and spend less. That might help you to survive or better ... enjoying the riches of your hard earned money. As a result, your generation will have a life of "no worries". 

However, beware. Do not take it for granted. Try to improvise. Things change and you need to possess the ability to sit back, relax and gauge the situation. Responding in a positive way is the only way to solve the issue. Spiritually, you should pray to God and trust God. And of course ... you need to do something about it too. Save, think practically, spend less and think about what you should do to save your generation, such as working multiple jobs, relocating, investment, etc etc. 

I have a job, I have no complaints. My boss pays well. Busy at the end of the week, but isn't everybody? Getting paid well is more than I need. If you calculate both my salary and my husband's salary ... survival rate is excellent; enough money for groceries, entertainment and future savings. 

If you still have a job, Australia's economy is still standing strong. 

xx

Sunday, May 12, 2013

It's been a-whiiiillleeee

It's been awhile ...

Married life seems to get your life up and running. Juggling work and household chores/to-do list has put her on a busy-no-rest hiatus. I wouldn't claim it as a totally no-rest hiatus. Some rest was given, in the weekends and an hour or two on week nights. Yet, it never seems to be enough.

What's with the "not enough" statement? Here are a number of reasons why.

1) She finishes work late most of the time.
2) She reaches home late most of the time.
3) She has to prepare her work for the next day when she returns home. She's a teacher and teachers need to prepare education materials in advance. Planning and organising is essential.
4) She has to cook meals.
5) She has to wash the dishes.
6) She has to clean the house.
7) She has to do the laundry.
8) She has to sleep by 9 or 10, or she'll be toasted the next day at work.
9) She wakes up at 7 every morning.

No maids to help you cook or clean or do your chores, she had no choice but to be a superwoman. It gets tiring and restless. Thankfully, her husband helps her to do the washing or cooking whenever she reaches her exhaustion limits.

Married life isn't that bad after all. Besides, whatever you do for the household is for the sake of your family. She loves her husband and that's the whole reason why she does it. Happens vice-versa with her husband. He helps her because he loves her and cares for her. In marriage, it's all about compromising, helping one another and unconditional love.

And the she is yours truly.

I feel blessed to have found such a good husband  who gives me unconditional love. Although we may have disagreements, the love, appreciation and valuing has replaced all the disagreements we have. Sure, we solve the disagreements by letting go and compromising, after understanding the good will of the person's statement, and coming to a solution. Being married four months to him is truly amazing and I'm thankful to the Lord for bringing us together.

I always believe that we should wait in wisdom, like what Ps Nat Pingel talked about this morning for Mother's Day. Praise Him in waiting for the right one. Always have an intimate relationship with God as you wait for God to bring the right partner in your life. And of course ... never fail to serve Him wholeheartedly. Servant-hood will lead you to the right partner that God has chosen for you, just like what it did to me.

Praise God in every circumstances :) God is good all the time and all the time God is good.

Yours Truly,
J